Financial technology, commonly known as fintech, is the integration of technology in the financial services industry. This innovative sector is revolutionizing the way consumers and businesses access and manage their financial resources. With the rise of digital technology, fintech companies are able to offer new and more efficient solutions to traditional financial challenges, such as digital payments, online lending, crowdfunding, and robo-advisory services. By leveraging big data and advanced analytics, fintech companies are also able to provide personalized financial solutions and help customers better understand and manage their financial health.
While you may not think off FinTech as the most classic trivia category, here are some questions that should really entertain you!
140 FinTech Trivia Questions Ranked From Easiest to Hardest (Updated for 2024)
- No lie: Burger Kings in Russia briefly launched a cryptocurrency named after what signature burger?
Answer: Whopper
- While researching cruddy point-of-sale systems, Penn roommates Andrew Kortina and Iqram Magdon-Ismail created what V-word mobile payment service?
Answer: Venmo
- It’s rare for a privately held startup to make it big and be worth more than $1 billion USD. What magical name did Aileen Lee give to companies that have achieved this feat?
Answer: Unicorns
- You can use it to power your car in the real world, but in the fintech world, the term is used when talking about transaction fees in the Ethereum network.
Answer: Gas
- Though its CEO has described fintech company Chime as a "transaction-based, process-based business model", in May 2021, California regulators ruled that the company had to stop referring to itself as what?
Answer: A Bank
- What “S” Financial Technologies company was founded in 2014, with headquarters in San Francisco, CA? It shares its name with the site of transmission of electrical nerve impulses between two neurons.
Answer: Synapse
- Based out of Boston, MA, what multinational financial institution offers managed stock accounts for its clients? Its logo is a light shining on top of a pyramid, and its name is a word meaning faithfulness.
Answer: Fidelity Investments
- Referring to efforts to verify identity, suitability, and risk in a business relationship, the fintech abbreviation KYC stands for "know your WHAT?"
Answer: Customer
- What cryptocurrency created by Billy Markus and Jackson Palmer features the face of a Shiba Inu, and uses the same currency symbol as the South Vietnamese dong?
Answer: Dogecoin
- Project Libra was what social media company’s plan to release a digital currency called Diem that never took off?
Answer: Facebook
- Mehndi is a form of body art and temporary skin decoration that originated in ancient India and is still popular today in many countries on the Indian subcontinent. The practice uses a pasted made from the leaves of what plant?
Answer: Henna
- Not related to ask.com, Thazhmon and Sherwin Gandhi founded a Fintech company that shares what J-name with a P.G. Wodehouse butler character?
Answer: Jeeves
- Meaning a digital system for recording the transaction of assets in which the transactions and their details are recorded in multiple places at the same time, the abbreviation DLT stands for "digital WHAT technology?"
Answer: Ledger
- In 2022, Credit Kudos, a credit evaluation tool for lenders based out of the UK, was purchased by what technology giant with a fruit-based name?
Answer: Apple
- Released in April 2019, what cryptocurrency is primarily run on Terra’s public blockchain? (Hint: Many crypto users who possess this currency hope its value will skyrocket straight to the moon.)
Answer: LUNA
- Providing “one-click” checkouts to online consumers, what fintech company founded by Ryan Breslow and Eric Feldman in 2014 shares its name with a 2008 animated Disney film featuring a canine “superhero”?
Answer: Bolt
- With its nose all up in the Börse, the DAX is a stock index based in what Western European superpower?
Answer: Germany / Deutschland
- What “S” FinTech company offers loans for immigrants and underserved populations? It is also the name of an upright pole, often used in a pair, that allows the user to walk high above the ground.
Answer: Stilt
- What mythical term was first popularized in 2013 by venture capitalist Aileen Lee to describe a startup with a market valuation of more than $1 billion?
Answer: Unicorn
- What American “c”ompany, founded by Brian Armstrong and Fred Ehrsam with headquarters in Wilmington, Delaware, is a cryptocurrency exchange platform?
Answer: Coinbase
- Originally named clearXchange, what mobile payment service is more commonly identified by its purple square icon containing a “Z” with a vertical line drawn through the letter?
Answer: Zelle
- BigPay, a fintech company offers a money app attached to a card that can be used anywhere in the world, as well as simplifying bank statements, is based out of what Southeast Asian nation, with capital Kuala Lumpur?
Answer: Malaysia
- Users must create their own “cashtags” to use what mobile payment service that was formerly called Square Cash?
Answer: Cash App
- In 2022, fintech startup Oura partnered with which luxury fashion brand to bring you a $950 fitness tracking ring that is certified bling?
Answer: Gucci
- What “S” Irish payment processing and application programming company shares its name with a narrow band of color on a surface, often colored different than its surroundings?
Answer: Stripe
- Which service can you turn to for low-cost, human-free help with investments?
Answer: Robo-advisor
- What term is given to a device that runs the protocol software of a decentralized blockchain network?
Answer: Node
- Jack Dorsey is most known for co-founding Twitter, but he is also CEO of another tech company. What is the name of this other company most well-known for credit card readers?
Answer: Block
- The home stadium of the NFL's Los Angeles Rams and Los Angeles Chargers is named after what San Francisco-based online banking company founded in 2011?
Answer: SoFi
- What “S” Funding company based out of Texas offers Income Share Agreements, or ISAs, to help users pay off their student debt? Its name is a word that also means to walk with long, decisive steps.
Answer: Stride Funding
- What term is given to a natively digital bank that has been started to provide new financial services or traditional services at lower cost or in new ways?
Answer: Neobank
- In 2021, which Central American country became the first country to recognize cryptocurrency as legal tender?
Answer: El Salvador
- According to global data from Statista in 2022, which country that’s partly in Asia and partly in Europe has the highest number of mobile banking users at 85%?
Answer: Turkey
- In 2017 and 2018, "CryptoKitties" were sold for thousands of dollars at auction, attracting attention to this game which was built on what type of cryptographic technology?
Answer: Blockchain
- Showing a healthy distrust of vowels, Singaporean database company Bluzelle sells native blockchain tokens with what guessable three-letter name?
Answer: BLZ
- The value of DAI (the stablecoin formerly known as SAI) is kept as close to what currency as possible and is considered to be the first example of decentralized finance to really take off?
Answer: U.S. Dollar
- What kind of investor provides capital for a start-up business, in exchange or ownership equity? They probably get their incredibly positive name from taking a risky investment at an early stage.
Answer: Angel Investor
- The San Francisco-based company Ethos was valued at a valuation of more than $2 billion in May 2021 after spending its existence focusing on what common type of insurance product?
Answer: Life insurance
- What smartphone app and fintech company was founded by father and son duo Walter Wemple Cruttenden III and Jeffrey James Cruttenden to promote incremental and passive investing in 2014? The company's app features a light green color scheme and shares its name with a seed enclosed in a tough, leathery shell. The portfolio options the company offers were designed in part by Nobel laureate Harry Markowitz.
Answer: Acorns
- With more than $140 million in funding raised as of April 2021, what is the London-based fintech company with a Plaid-like technology that declares "We build intelligent infrastructure that puts fintech at people's fingertips. Empowering businesses in every industry to create first-class financial experiences."?
Answer: TrueLayer
- What “V” mobile-only neobank, founded in San Francisco in 2015, was founded by Colin Walsh as a way to attract millennials to banking? It is the third most popular neobank, behind Chime and Simple.
Answer: Varo Bank
- According to Investopedia, a radical change to a blockchain network’s protocol which forms a branch following the former protocol and another branch following the new one is known as a “hard” type of what utensil?
Answer: Fork
- What “B” company, based out of Dublin, Ireland, offers AI analysis of legal fees? The company name is a compound word, with the first half meaning giving out a lot of light, and the second half meaning a country’s representative piece of cloth.
Answer: Brightflag
- In January 2021, a short squeeze orchestrated by Reddit users caused a skyrocketing of the price of what retail chain that sells video games and consumer electronics?
Answer: GameStop
- What “S” fintech company that built fraud prevention for Coinbase and Revolut offers fraud platforms to other companies? Its name is also the name of a small fish, often sold in oily tins and also referred to as pilchard.
Answer: Sardine
- What “C” FinTech company unifies warranty, registration, and issue resolution onto a single platform? Its name is also the first name of NBA star “The Glide” Drexler, and Walt Frazier’s nickname.
Answer: Clyde
- Flutterwave is a fintech company that offers a payment infrastructure for global merchants and payment providers, based out of what “N” African nation?
Answer: Nigeria
- Which blockchain-based crypto exchange and payment platform was founded in Kenya in 2013 to help Africa take part in digital trading?
Answer: BitPesa
- Which fintech company in Mexico has a feminine name that starts with C and helps companies streamline their cash flow?
Answer: Clara
- Crypto wallets are often split subcategories based on whether they are connected to the internet or not. What pair of words (one three letters long, the other four letters long) are used to differentiate these subcategories?
Answer: Hot and Cold
- Which FinTech company based in China and linked to Alibaba owns Alipay and shares its name with a one-by-one marching insect?
Answer: Ant Group
- A2A is an acronym that refers to moving money between two places for safekeeping (like at a bank) that are owned by the same person. The “2” means “to” and the As on each side are the same word. Which term is it?
Answer: Account
- Headquartered in LA, which global fintech company with a name that combines a color and geometric term provides cloud-based financial management software to huge corporations like Costco, Netflix, and Google?
Answer: Blackline
- Which prefix that means “new” applies to a digital bank that only operates online or through mobile apps?
Answer: Neo
- What’s the name of Ethereum’s main token? (Hint: It’s a word that can also refer to the glorious heavens above or a liquid gas that used to be what doctors would knock you out with before surgery)
Answer: Ether
- You can nominate your favorite fintech for which award that’s handed out in NYC each year by a prominent financial media company founded by Jason Raznick? (Hint: It’s abbreviated “BZ”)
Answer: Benzinga
- Which Berlin-based fintech company founded by Martin Kessing in 2017 offers an API to help other fintech’s customize the investment experience for their clients?
Answer: Upvest
- Which fintech app hit the scene with a “roar” in 2013 and claims to be “the only money app you need” to handle everything from building credit and budgeting to investing?
Answer: Moneylion
- Which American fintech company founded in 1984 and based in Wisconsin owns First Data and the STAR Network that powers over 2 million ATMs in the United States?
Answer: Fiserv
- Even though it’s based in the UK, which fintech company founded in 2015 by Nikolay Storonsky and Vlad Yatsenko has yet to get a British banking license, so as of 2022 it’s providing services more to foreign markets?
Answer: Revolut
- Which “buzzworthy” fintech startup for 2023 helps employees at startups navigate getting and funding stock options?
Answer: EquityBee
- Which fintech company based in Delaware can help you protect your customers against fraud and automate the process of handling any problems through its Disputes as a Service feature?
Answer: Quavo
- Which branch of fintech is specifically designed for keeping the operations at your company “in check” and “by the book” in terms of following the rules?
Answer: RegTech
- What is the name of the mobile payment released in 2014 by Apple, Inc. to allow users to make payments in person, in iOS apps, and on the web?
Answer: Apple Pay
- Which fintech app founded by Dennis Cail and Michael Seay in 2019 lets people loan and borrow money from friends and family with low interest rates?
Answer: Zirtue
- Which app by Quicken takes the complexity out of keeping track of all your financial accounts, tracking your spending, and setting budget goals?
Answer: Simplifi
- Which wide-ranging fintech company claims to be "the world's largest carbon spot exchange" for buying, trading, and analyzing environment-related commodities?
Answer: xpansive
- In 2022, which mobile banking app that featured Spaces where users could sock money away for specific goals announced it would no longer be available in the U.S. (and closed all existing U.S. users’ accounts) because the company was pivoting to focus on the European market?
Answer: N26
- In 2018, Naveen Qureshi, Towers Wilen, and Andrej Paule started which banking app to help people who have immigrated to America build credit?
Answer: Sable
- What animal lends its name to a company which achieves a revenue growth of at least 20% annually, and are also commonly known for their fast employment expansion?
Answer: Gazelle
- The story of Dragoncoin, a blockchain startup founded by Joe Roets, actually starts at which magical studio that has certainly released its fair share of content featuring dragons, wizards, princesses, talking animal companions, villains, and the like?
Answer: Disney
- What word is used to describe a non-specialized market that covers a wide range of industries and not focusing on one particular market?
Answer: Horizontal
- In May 2023, which American financial company (one of the "big 3" bureaus that gives you a credit score) launched a fintech solution to fraud?
Answer: Experian
- Artificial intelligence (AI) has hit just about every industry, fintech included. But some of the most well-known banks and lenders in the world have been leveraging AI for years. Which financial company that you may have a debit or credit card from uses AI to calculate customers’ “Advanced Identity Scores”—a metric that can help protect them from identity theft and fraud?
Answer: Visa
- What cryptocurrency was launched in 2014, uses USDT as its currency code, and shares its name with a word that means “a line to which someone or something is attached (as for security),” according to Merriam-Webster?
Answer: Tether
- On your phone, they might be two separate apps for sending and getting cash, but Venmo has been owned by which American online payment system since 2013?
Answer: PayPal
- "Play-to-earn (P2E)” is an important concept for which kind of DeFi blockchain ecosystem that gets users engaged through activities like buying/trading/staking virtual assets and “tokenomics?”
Answer: GameFi
- Traded on the NYSE under the symbol “WU,” what financial services was founded as the New York and Mississippi Valley Printing Telegraph Company in 1851?
Answer: Western Union
- What two-word term with the initials CE is when a group of users connect in order to share/swap/loan rather than of relying on a large company to provide goods or services?
Answer: Collaborative Economy
- In 2012, what non-profit microlending service in San Fransisco ran a promo where the CEO donated $1 so that over 40,000 people could lend $25 “for free” using the platform?
Answer: Kiva
- Known for building data transfer networks that power fintech products, what financial services company that’s based in San Francisco and founded in 2013 shares its name with a fabric pattern that’s also known as tartan?
Answer: Plaid
- What sort of economy is an economic system in which private individuals give or sell goods and services to other private individuals, often over the internet?
Answer: Sharing economy
- A common practice in cryptocurrency, the act of temporarily inflating the price of a cheaply owned currency through fraudulently positive word-of-mouth to sell it for a profit while others lose most of their initial investment is known as what illegal three-word rhyming term?
Answer: Pump and dump
- Cameron and Tyler Winklevoss are the founders of what cryptocurrency exchange that shares its name with the astrological sign that’s represented by Castor and Pollux?
Answer: Gemini
- What is the term given to a cryptocurrency with a decentralized blockchain that seeks to provide anonymity for its users and their transactions?
Answer: Zcash
- The system of interconnected objects, devices, machines, gadgets, and more is called an IoT, or the Internet of WHAT?
Answer: Things
- Which company founded by Renaud Laplanche and Soul Htite in 2006 started out as a peer-to-peer money swapping app on Facebook, but soon grew to become the world’s largest platform for these personal transactions, and the first to register with SEC? (Hint: Given the name, you might think it’s “member’s only”)
Answer: LendingClub
- What sort of credit involves using a familiar interface that allows the customer to apply, acquire and repay loans within the platform, avoiding the need for a third-party site?
Answer: Embedded Credit
- What major retailer founded by Sam Walton announced its partnership with Affirm to add "Buy Now Pay Later" payment option to its self-checkout lanes in December 2023?
Answer: Walmart
- What term beginning with N is a process which involves reducing data duplication to a minimum, thereby reducing storage requirements?
Answer: Normalization
- Founded in January 2014, Coinsnap is a cryptocurrency company founded in which European country?
Answer: Netherlands
- What leading “buy now, pay later” fintech company with a confirmatory name started in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampel?
Answer: Affirm
- What is the name of the fintech company, whichwent public on the New York Stock Exchange in 2021, that allows users to apply for a small loan when purchasing a variety of items at its partner stores?
Answer: Affirm
- The common financial index NASDAQ stands for National Association of Securities Dealers Automated WHAT?
Answer: Quotations
- Released in 2012, the currency exchange Ripple supports its own cryptocurrency tokens that are known by what three letters?
Answer: XRP
- Born in Bulgaria before attending Thomas Jefferson High School in Virginia and Stanford University in California, Vlad Tenev founded defunct trading company Celeris and then software company Chronos Research before eventually founding what still-functioning company in 2013?
Answer: Robinhood
- Based on Deloitte’s definition of the FinTech portmanteau, what eight-letter “F” word describes “a [costless] limited version of a product or service” that gives users the ability to purchase and access its added and deluxe features?
Answer: Freemium
- Created in 2011 by Charlie Lee, which Bitcoin-like cryptocurrency is represented by the currency code LTC?
Answer: Litecoin
- What “U” company, whose logo is a green caret pointing up, is an AI lending platform that uses non-traditional methods to determine credit for personal loans? It is also a word for a person who has suddenly risen to great wealth or power and is often treated as cocky or arrogant.
Answer: Upstart
- Founded in 2011 in San Francisco, what mobile-first personal finance company offers student loans, mortgages, and credit card services through mobile and desktop apps? This “S” company was founded by Mike Cagney and Ian Brady, among others.
Answer: SoFi
- With a soaring valuation that reached more than $40 billion in the first half of 2021, what is the name of the Swedish fintech company that primarily features post-purchase payments (i.e. "buy now, pay later") and is headquartered in Stockholm?
Answer: Klarna
- Which Chinese mobile payment platform was founded by Jack Ma in 2004 and in 2013, surpassed Paypal as the most used digital way to pay in the world?
Answer: Alipay
- What “T” cryptocurrency, based on the Ethereum blockchain, plans on being decentralized and accepted by telecom operators, becoming more accessible as a result? Its name makes sense, as it is currency accepted by telecom.
Answer: Telcoin
- What is the name of the mysterious and unknown person who designed and created the original implementation protocol for Bitcoin? We'll accept either the first or last name.
Answer: Satoshi Nakamoto
- Which double-C named fintech unicorn startup was founded by two African entrepreneurs in 2018 and lets users send payments across borders for free via text message?
Answer: Chipper Cash
- In 2013, a software bug caused what financial technology company to erroneously credit customer Chris Reynold's account with 92 quadrillion dollars, although the error was quickly corrected?
Answer: PayPal
- The autonomous region of Cantabria in northern Spain has what port city as its capital? The city is home to Spain's largest bank.
Answer: Santander
- With a valuation north of $1 billion and more than $700 million raised in venture capital, what is the four-letter company that offers business credit cards to technology companies and brands itself as "the financial OS for the next generation of business"?
Answer: Brex
- Policybazaar and ZhongAn Insurance are both technology-based insurance companies that have received large amounts of funding through the Vision Fund which is one of the world's largest venture capital funds and is associated with what Japanese telecom giant?
Answer: SoftBank
- Artificial intelligence (AI) in finance might seem like the future of banking, but it’s practically history! In 1987, Security Pacific Bank California started using AI to fight fraud on which kind of banking card?
Answer: Debit
- An abbreviation that is commonly used in the FinTech industry is OPM. Being something that you need to be careful with, what does OPM stand for?
Answer: Other people’s money
- As early as 1998, Nick Szabo claimed to have an idea for decentralized digital currency. While it never became “a thing,” it is considered an influence on Bitcoin. With a very similar name, what was Szabo’s concept called?
Answer: Bit gold
- What four letter term beginning with H is a function that meets the encrypted demands needed to solve for a blockchain computation?
Answer: Hash
- Which Israeli fintech company has a name that suggests speedy payment services if you need to send money abroad?
Answer: Rapyd
- Name one of the two online payments companies founded in the late 1990s that eventually merged and became known as PayPal.
Answer: Confinity and X.com
- What “VW” company is the first European Neobank to be entirely cloud-based? Its name sounds like a Mexican celebration of a billfold.
Answer: Viva Wallet
- Founded in 2009 by Tim Chen and Jacob Gibson, what’s the name of the popular personal finance and investing website and app for money geeks?
Answer: NerdWallet
- Which fintech company that specializes in helping people buy a home was cofounded by Adam Rothblatt, Brian Faux, Nora Apsel, and Sarah Thomas in 2016? (Hint: The name is short for a term you will likely encounter when financing a home but could also remind you of a reality-hopping Adult Swim character)
Answer: Morty
- Which Brazilian online-only bank was founded in 2013, became a unicorn fintech startup, and is now the largest “neobank” in Latin America?
Answer: Nubank
- Which fintech startup founded by Henrique Dubugras and Pedro Franceschi in 2017 helps small tech business owners get corporate credit cards so they can keep their personal and professional cash separate as they work on growing their business?
Answer: Brex
- What Michigan-based fintech insurance company acquired the naming rights to the Pittsburgh Steelers’ home stadium in 2022?
Answer: Acrisure
- What is the term for the method of replacing sensitive data with unique identification symbols, phrases, or words?
Answer: Tokenization
- What is the name of the NYC-based e-commerce fraud-prevention FinTech founded by Eido Gal and Assaf Feldman in 2013 that has raised more than $200 million in venture funding as of April 2021?
Answer: Riskified
- In 1994, Stanford Federal Credit Union became the first financial institution to offer Internet banking, but it wasn’t until a little more than a year later that which major bank became the first to bring online banking to its customers?
Answer: Wells Fargo
- What is the alliteratively named San Francisco-based technology company that offers pay-per-mile car insurance? The company was founded in 2011 and went public in February 2021.
Answer: Metromile
- After being named the world’s largest cryptocurrency exchange by volume in 2018, Binance moved its headquarters to what Mediterranean island within the same year to benefit from its cryptocurrency regulations?
Answer: Malta
- Which startup founded in Chicago in 2017 boasts its services as the “purrfect” way for developers to manage in-app purchases and subscriptions?
Answer: RevenueCat
- In 2021, the B2B banking fintech originally known as LoanPal rebranded to which positively pouncing name?
Answer: GoodLeap
- One of the biggest FinTech companies in the world, Stripe has headquarters in two cities—one in San Francisco, and one in which European city?
Answer: Dublin
- If you’ve been closely watching (and charting) Bitcoin trends, what kind of cross happens when a short-term moving average crosses above a long-term moving average?
Answer: Golden
- Which global fintech and SaaS company founded in Ireland in 2009 gives businesses the ability to process online payments in more than 100 currencies, or in-person with a physical card reader they can hook up to a smartphone that connects with Terminal (its POS)?
Answer: Stripe
- What term beginning with Z is a technical indicator used in technical analysis to identify changes in the direction of financial asset prices.
Answer: Zig zag indicator
- The large insurance and financial services company Northwestern Mutual is not headquartered in the Northwestern part of the United States nor in the same state as Northwestern University. In which state is this 1857-founded company headquartered? The company's most recent major FinTech acquisition was the financial planning app LearnVest for over $200 million in 2015.
Answer: Wisconsin
- Which name that starts with F refers to a prepaid card for travel that you can load more than one currency onto?
Answer: Forex
- Founded in London, England in 2015 by Nikolay Stroronsky and Vlad Yatsenko, what app allows you to manage all your savings and investments? Its name is the first several letters of a word synonymous with insurrection.
Answer: Revolut
- In 2017, Misys merged with D+H to form the third-largest financial services company in the world. Now providing its software and other products to more than 8,600 institutions globally, what’s the company’s name?
Answer: Finastra
- What man was the founder of mortgage giant Rock Financial in 1985, which became the largest independent mortgage lender in the U.S. by the late 1990s? The company later rebranded to Quicken Loans and also includes the Rocket Mortgage brand as well.
Answer: Dan Gilbert
- What is the name of the NYC-based fintech company that focuses on reducing clients spend along with issuing a namesake corporate credit card? The company was in the news in April 2021 after raising back-to-back rounds that raised the young four-letter firm at more than one billion dollars.
Answer: Ramp
- What two-word term is commonly used in the UK to describe a small to medium, often online-only, bank set up with the intent of competing with larger and more established institutions?
Answer: Challenger bank
- Featuring partially overlapping blue and orange circles as its logo, what is the smart card electronic cash system founded in the United Kingdom in the 1990s and acquired by Mastercard in 2001?
Answer: Mondex
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Eli Robinson is the Chief Trivia Officer at Water Cooler Trivia. He was once in a Bruce Springsteen cover band called F Street Band.
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